Cost of living index
Chattanooga, TN
91.5 / 100
Living in Chattanooga, TN is 8.5% cheaper than the US average.
Overall prices
91.5
Housing / rent
76.5
vs US average
−8.5%
What it costs to live in Chattanooga, TN
Chattanooga, TN has an overall price level of 91.5 compared with the national average of 100, meaning everyday costs run about 8.5% lower than a typical US metro. Housing tells the sharper story: at 76.5 it is 23.5% below the national average. Because rent and mortgage payments are the biggest line in most household budgets, that housing figure is usually what you’ll feel most when you move here.
Common questions
Is Chattanooga, TN an expensive place to live?
Chattanooga, TN has an overall cost-of-living index of 91.5, where 100 is the US average. That makes it about 8.5% cheaper than the country as a whole.
Is housing expensive in Chattanooga, TN?
Housing in Chattanooga, TN scores 76.5 against a US average of 100 — roughly 23.5% below average. Housing is usually the largest single cost, so it drives most of the overall difference.
How does Chattanooga, TN compare to the US average cost of living?
Overall prices in Chattanooga, TN sit at 91.5 versus 100 for the US average, with housing at 76.5. Figures come from the US Bureau of Economic Analysis for 2024.