Cost of living · head to head
Dallas, TX is 0% cheaper than Chicago, IL.
Based on overall price levels from the US Bureau of Economic Analysis. 100 equals the national average.
Chicago, ILoverall index
103.6
Dallas, TXoverall index
103.1
Try your own salary
in Chicago, IL
To live the same in Dallas, TX, you’d need about $99,517.
That’s about $483 less — Dallas, TX is cheaper.
Where the difference lies
The headline gap is 0%, but housing is where it really shows. Housing in Dallas, TX runs 5% higher than in Chicago, IL (117.9 vs 112), while everyday goods and services sit closer together. For most people the rent or mortgage line moves the most when relocating between these two metros, so weigh that gap more heavily than the overall figure.
Salary you’d need in Dallas, TX
| $50,000 in Chicago, IL | $49,759 |
| $75,000 in Chicago, IL | $74,638 |
| $100,000 in Chicago, IL | $99,517 |
| $150,000 in Chicago, IL | $149,276 |
| $200,000 in Chicago, IL | $199,035 |
Each row shows the salary in Dallas, TX that buys the same standard of living as the amount earned in Chicago, IL.
Chicago, IL · housing
112
Dallas, TX · housing
117.9
Common questions
Is Dallas, TX cheaper than Chicago, IL?
Yes — Dallas, TX has an overall cost-of-living index of 103.1 versus 103.6 for Chicago, IL, making it about 0% cheaper.
How much do you need to earn in Dallas, TX to match $100,000 in Chicago, IL?
About $99,517. To keep the same standard of living, salaries scale with local prices, so a $100,000 lifestyle in Chicago, IL costs roughly $99,517 in Dallas, TX.
Is housing cheaper in Dallas, TX than in Chicago, IL?
Housing in Dallas, TX scores 117.9 versus 112 in Chicago, IL — about 5% more expensive. Housing is usually the biggest driver of the overall gap.
What is the cost of living difference between Chicago, IL and Dallas, TX?
Overall, Dallas, TX is about 0% cheaper than Chicago, IL (index 103.1 vs 103.6), with housing 5% higher. Data is from the US Bureau of Economic Analysis, 2024.