Cost of living · head to head
Miami, FL is 11% pricier than Philadelphia, PA.
Based on overall price levels from the US Bureau of Economic Analysis. 100 equals the national average.
Philadelphia, PAoverall index
102.6
Miami, FLoverall index
114.2
Try your own salary
in Philadelphia, PA
To live the same in Miami, FL, you’d need about $111,306.
That’s about $11,306 more — Miami, FL is pricier.
Where the difference lies
The headline gap is 11%, but housing is where it really shows. Housing in Miami, FL runs 38% higher than in Philadelphia, PA (155.6 vs 113.1), while everyday goods and services sit closer together. For most people the rent or mortgage line moves the most when relocating between these two metros, so weigh that gap more heavily than the overall figure.
Salary you’d need in Miami, FL
| $50,000 in Philadelphia, PA | $55,653 |
| $75,000 in Philadelphia, PA | $83,480 |
| $100,000 in Philadelphia, PA | $111,306 |
| $150,000 in Philadelphia, PA | $166,959 |
| $200,000 in Philadelphia, PA | $222,612 |
Each row shows the salary in Miami, FL that buys the same standard of living as the amount earned in Philadelphia, PA.
Philadelphia, PA · housing
113.1
Miami, FL · housing
155.6
Common questions
Is Miami, FL cheaper than Philadelphia, PA?
No — Miami, FL has an overall cost-of-living index of 114.2 versus 102.6 for Philadelphia, PA, making it about 11% more expensive.
How much do you need to earn in Miami, FL to match $100,000 in Philadelphia, PA?
About $111,306. To keep the same standard of living, salaries scale with local prices, so a $100,000 lifestyle in Philadelphia, PA costs roughly $111,306 in Miami, FL.
Is housing cheaper in Miami, FL than in Philadelphia, PA?
Housing in Miami, FL scores 155.6 versus 113.1 in Philadelphia, PA — about 38% more expensive. Housing is usually the biggest driver of the overall gap.
What is the cost of living difference between Philadelphia, PA and Miami, FL?
Overall, Miami, FL is about 11% pricier than Philadelphia, PA (index 114.2 vs 102.6), with housing 38% higher. Data is from the US Bureau of Economic Analysis, 2024.